Selling a property in Marbella is not just a financial transaction; it is a major life decision. It is only natural that, as a homeowner, you may face certain uncertainties. At Embassy Costa del Sol, we understand your doubts because we know that every sale is unique. Below, we analyze the five most common fears and how my work methodology transforms them into a secure and successful experience: 1. "Not knowing the real price and losing money" The Costa del Sol market is dyna

When selling a primary residence, the outstanding balance of the mortgage may be subtracted from the sale price to calculate the capital gain, provided that: The property sold has been the taxpayer’s habitual residence (lived in for ≥ 3 years or with justified reasons for the change). The mortgage was linked to the purchase of that property (not loans for other purposes). This is not a deduction as such, but it reduces the profit and, therefore, the income tax (IRPF) payable.